SHARE RATES                                                           

Savings Accounts                    Annual Rate        APY*
   Regular/Kids Club/IRA Shares
     $5-2000 balance                        0.10                    0.10
     $2001-5000 balance                   0.10                    0.10
     $5001-10,000 balance                0.10                    0.10
     $10,001-20,000 balance             0.20                    0.20
     $20.001 and greater balance       0.20                    0.20

   Christmas Club/Vacation Club       0.05                    0.05

      *Annual Percentage Rate
      Rates effective 7/1/2018
      Rates subject to change without notice
     
Share Certificates                   Annual Rate        APY*
       6 months                                0.10                    0.10
      12 months                               0.20                    0.20
      24 months                               0.50                    0.50
      36 months                               0.90                    0.90

      *Annual Percentage Rate
      Early withdraw penalty
      Dividends paid monthly
      Rates Effective 7/1/2018
      Rates subject to change without notice

Your shares at City Trust FCU are insured up to at least $250,000.00 by the National Credit Union Administration. The NCUA is an independent agency of the US Government and is responsible for the management of the National Credit Union Share Insurance Fund (NCUSIF).